The old saying goes, "A banker loans you an umbrella until it rains, and then he wants it back." But with care, that situation can be avoided.
So how are over-worked business executives supposed to banks who want to lenders, who provide competitive rates and understand their businesses enough to be of great help in both boom and not-so-boom times?
It is not true there is a lender for almost every industry, every business and every situation - but almost so. The challenge is in finding the correct lender on the correct day who already has an appetite for lending to a business like yours.
Borrowing Takes Time
Getting in front of numerous lenders is job number one. But getting to the correct lender, the lender who is looking to loan to businesses like yours, is what we do.
You may find it strange, that we often don't know who is the best lender until we begin the process. And that quest is time consuming, talk consuming and even travel consuming. We do the work, handle the details, negotiate terms and arrange the closing.
Stonemark has been helping clients access capital for decades. We have done it for our own investment companies and for clients. The process is predictably successful for qualifying companies. But only if it is handled improperly.
The Walk About Approach
Today a great deal of the walking is actually on the phone and by email. But traveling to lenders can be necessary to assure them of commitment and quality.
Depending on your goals, we can pursue capital in a number of ways, one of which is sure to be right for you.
- Borrowing Basics - To borrow from a lender, requires thinking like a lender, That skill takes years to learn so have us handle all the details so you maintain the business in shape that will impress the lender...
- Peak Preparation - The terms of borrowing will determine its value when you least expect it. Plan for future borrowing needs by engaging us to review, analyze and prepare your business for eventual capital needs..
- Insight Evaluation - Valuation is a significant factor in ever lender's process. We undertake systematic financial and operation evaluation of the business to be sold. Recommends value and pre-sale steps
Services and Fees
No matter the searching program, the success depends on the time and effort invested. We ask clients to display commitment with an modest retainer, and a commission when our efforts result in a completed transaction.
A-B-C's of Investment Banking
Learn more about the other services we offer. See The A-B-C's of Private Investment Banking